gameplay
Baccarat
A high-stakes card game where you bet on Player, Banker or Tie. Simplest strategy in the casino — always bet Banker.
Also known as: punto bancochemin de fer
A card-comparing game with three possible bets: Player wins, Banker wins, or Tie. Cards are dealt to Player and Banker per fixed rules; totals are compared modulo 10.
The math is completely fixed — you make no strategy decisions during the hand. That makes baccarat’s RTP a function of which bet you place:
| Bet | House edge | RTP |
|---|---|---|
| Banker | 1.06% | 98.94% |
| Player | 1.24% | 98.76% |
| Tie | 14.4% | 85.6% |
Always bet Banker. The 5% commission on Banker wins is baked into the numbers above; it’s still the best bet.
Baccarat is popular in Asian markets and appears on the Chinese/Japanese-themed slot floor. Live-dealer baccarat contributes 0-5% to bonus wagering; skip during clearance.